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Commercial Combined Insurance

Unless your business fits within the box for a package policy you will probably benefit from a combined policy. This is a combination of various covers brought together under one policy and allows for flexibility and tailoring the insurance specifically to your needs.

Benefits to you include:

1. Discounts for multiple sections
2. Only one excess applies to a claim
3. One insurer to deal with
4. Easy to review

Sections usually included:

• Damage to property
• Loss of income
• Employers liability
• Public/products liability
• Money
• Legal expenses

Businesses that usually have commercial combined insurance

Any business in any trade can have a combined policy but it will usually be firms with a reasonable turnover, a number of employees or those with unusual needs

Advantages

There are many advantages and a few pitfalls so call Drayton Reed to talk about your specific needs.

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British Insurance
Brokers Association

Partner Broker of

Bluefin Broker
Partnership Services