Quality travel insurance

Ski, Snowboard and Winter sports

Activity holidays

Cruises and relaxing holidays

Long stay and back packing breaks

Is your travel insurance as good as you think it is?

We provide excellent travel insurance cover for single trips or annual cover with many hazardous sports included as standard.

Many travellers find out too late that their cover does not operate as they thought it would when they come to make a claim.

You can buy good quality cover online 24 hours a day by clicking on the pictures or link above.

Cover must be taken out before the insured trip has commenced and all must be UK, Channel Island or Isle of Man resident with a home there or have lived there for 6 out of the last 12 months and have a permanent address in UK, Channel Islands or Isle of Man.

You can arrange policies to suit yourself and include family, friends or business colleagues up to 85 years of age.

Our travel insurance policies are designed to ensure peace of mind for all travellers whather looking for activity or relaxation. Many activities are automatically included as standard.

Single trip cover

This can be up to 365 days for long stay trips but a maximum of 31 days for anyone 71 years and older.

Annual policy

An annual policy is often cheaper than arranging cover for each trip. This is particularly useful for family policies where each person insured will be covered when travelling with the family or on their own.

The maximum duration of any one trip under an annual policy is:

31 days aged 71 and over
45 days standard policy
60 days under the optional extension

Policies are arranged under 4 geographical areas:

United Kingdom
Europe excluding Albania, Lebanon, Libya and Syria
Worldwide excluding USA, Canada, Caribbean Islands and Mexico.
Worldwide

Family policies

Each person is insured separately but can be covered under one family policy including, spouses, civil partners, partners residing at the same address for more than 6 months and all dependent children under 18 residing at the same address or up to 23 if in full time education.

Optional cover

Delete personal baggage

Your household policy may include cover for personal possessions anywhere in the world and deleting personal baggage cover can reduce the price of your travel policy.

Delete personal money

Deleting personal money can reduce the cost of travel insurance and may be insured under your household insurance policy.

Include winter sports

If you playing in the snow this is a great policy. It automatically includes downhill on and off-piste snow skiing and snowboarding, cross country skiing, ski boarding, skidooing, sledging, sleigh riding, bob sleighing, snowshoeing, snowmobiling, curling and ice hockey.

Off-piste is covered in all arteas considered safe by the ski resort management and is NOT restricted to being with a guide. Cross country skiing is covered on recognised paths and sleigh riding through a licences operator.

However there is no cover for personal liability for skidooing, snowmobiling or jet skiing, sailing or yachting.

If you love skiing or snowboarding check out the great cover and low prices here

Pre existing medical conditions

Medical conditions restrictions apply in respect of any person included under the travel policy, a travelling companion or any other whose health would affect travel such as a relative or business colleague.

See this Medical Pre Screening Declaration for all the details and contact details if needed.

Holiday insurance with competitive premiums and generous cover can be arranged in minutes, with full 24/7 access to specialists for any query.

You can be certain the cover is right for you and can easily refer any questions, including medical issues, to specialists.

From one-off single trip policies to annual multi trip policies as well as long term back packing and gap year travels can all be accessed immediately.

Cover can be confirmed by SMS to a mobile number so it is readily available in case of emergency.

The key benefits of this policy include:

Independent travel for all insureds under one policy
No terrorism exclusion
£10m standard medical cover
Children under a family policy are covered up to the age of 23 if still in full time education, even if not living at the same address.
Many hazardous activites (eg. scuba diving) are covered as standard
Single excess applies per family, per incident
Infants aged under four years are covered for free on an adult policy
Adults can be covered up to the age of 85 on a single trip policy, 75 on an annual multi trip policy
Up to 45 days any one trip, with unlimited trips on an annual multi trip policy (31 days for persons aged 71 years and over)
Up to the maximum age for winter sports
Option to increase from 45 days to 60 days stay on annual multi trip policies for persons aged under 71 years
Pre existing medical conditions can be covered, subject to medical screening
Cover for financial failure of airline or other end supplier not forming part of a package holiday

Click here For the full travel insurance Key Facts

More than 1/3 of people have no travel insurance

A Ryanair passenger survey found a huge number of people have no travel insurance cover in place despite the massive potential costs of an accident or illness occuring abroad.

20% of people have no travel insurance

An ABTA survey has found that one in five people do not take any travel insurance when they travel abroad.